Child Tax Credit is for people who are responsible for at least one child or qualifying young person. You can now find out whether you qualify online (opens in a new window) .

Working Tax Credit is for people who are employed or self-employed (either on their own or in a partnership), who:

• usually work 16 hours or more a week
• are paid for that work, and
• expect to work for at least 4 weeks

and who are:

• aged 16 or over and responsible for at least one child, or
• aged 16 or over and disabled, or
• aged 25 or over and usually work at least 30 hours a week

Working Tax Credit contains several elements, including additional amounts for:

• working people with a disability
• people with a severe disability
• the costs of registered or approved child care

As part of Working Tax Credit you may qualify for help towards the costs of childcare. You can now find out whether you qualify online (opens in a new window) .

The following has been taken directly from the HMRC website

You can get up to 70p for every £1.00 you pay out in childcare costs.

This is up to a limit of £175.00 in costs per week for one child and £300.00 for two or more children. Any costs that you pay in excess of these amounts are not used in the calculation.

This means the most you can receive for the childcare element is £122.50 (£175 at 70p in the £1) if you have one child or £210.00 (£300 at 70p in the £1) if you have two or more children.

You can claim for any child up to the Saturday following 1 September after their 15th birthday.

You can claim up to the Saturday following 1 September after a child's 16th birthday if the child is

• registered blind, or
• has been taken off the blind register within the last 28 weeks before you complete the form, or
• you receive Disability Living Allowance for that child.

Who can claim tax back on their savings?

People on low incomes who have a bank or building society account don't always realise that the bank or building society normally takes tax off their interest before it is paid to them. This is especially relevant to children, students, people out of work, people who are mentally incapable of managing their affairs and pensioners.

If you, or someone you know, such as a child, a student or a parent, don't have to pay tax you can easily stop that tax being taken off. To find out more please visit the Tax Credit Helpline (opens in a new window) .

If you are a pensioner, you can get free confidential advice from the help line of Tax Help for Older People, on 0845 601 3321.